As human beings, we can all get sick or fell ill no matter how well we take care of our health. A medical emergency can happen at any time. For example, you or a family member can be involved in an unexpected accident and need access to appropriate healthcare.
Keeping in mind the high cost of healthcare today, it is important to have coverage that protects you and your loved ones against losses caused by illness and medical procedure during those unexpected moments.
If you think you don’t need health coverage and don’t want to spend money buying this cover, here are 5 reasons why you should consider buying health coverage for you and your family.
Healthcare costs can be very expensive. Having health coverage can financially protect you and your family against serious illness and injuries that come with high medical bills.
You are more likely to get routine and preventive healthcare
Research shows that having health coverage is associated with better healthcare. Insured people can get access to routine and preventive healthcare. Having health coverage can help you to detect diseases early before it becomes too late.
Access to better medical facilities
Insurers typically work with a reputable network of hospitals. Having a health coverage can allow you and your family to access the best medical facilities and have quality health care when you need it most.
Protect your savings and give you peace of mind
You cannot always predict the cost of medical bills, especially when it comes to serious illness or body injury. Having a health insurance gives you the peace of mind knowing that you can be reimbursed for high medical expenses and don’t have to burn your savings.
Healthcare coverage can give you tax benefits (please note in South Africa you can have tax rebates and credits only if you have a medical aid). Healthcare tax benefits can reduce your tax bill (contact the local tax collection services for more information on how your health coverage will affect your tax return).
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