- Fee-free Wells Fargo Personal Wallet checks, cashier’s checks and money orders
- One overdraft Protection fee from an eligible, linked savings account is waived per fee period
- Discounts on interest rates on select new loans and lines of credit
Account-holders who keep a qualifying balance of more than $250,000 also have fees waived on incoming wires, stop payments and Overdraft Protection transfers, as well as unlimited reimbursement of out-of-network ATM fees within the U.S and worldwide.
Finally, Portfolio customers are also granted access to Wells Fargo advisors for investment guidance, as well as discounts on the Wells Fargo Intuitive Investor account and the WellsTrade Online and Mobile Brokerage.
Young people looking for an opportunity to manage their own money might consider Wells Fargo Clear Access Banking SM . It’s available for minors aged 13 to 16, with an adult co-owner.
Like the other checking accounts on this list, Clear Access BankingSM comes with a debit card that the account-holder may use for spending and ATM withdrawals. You can set up alerts to notify you of certain account activities.
The account can be opened with a $25 minimum deposit and the $5 monthly fee can be waived if the primary account holder is 13-24 years old.
Certificates of Deposit (CDs)
Wells Fargo offers several different CD products and there are some bonus APY offers for Portfolio by Wells Fargo account-holders.
Credit Cards
Wells Fargo offers credit cards that can meet nearly any banking or credit need, from cash-back cards to rewards cards to cards that are well-suited to balance transfers. Here are some of the cards that Wells Fargo offers:
- Wells Fargo Active Cash SM Card
- Wells Fargo Propel American Express Card
- Hotels Rewards Visa Credit Card
- Wells Fargo Platinum Card (As of , Wells Fargo is no longer accepting applications for this card, but the bank now offers a similar card: Wells Fargo Reflect.)
In addition to deposit accounts and credit cards, Wells Fargo also offers the following products and services to its customers:
- Car loans
- Purchase mortgages
Wells Fargo Customer Service
car loans for bad credit umbrella and this institution is a clear winner for anyone who values efficiency and streamlined banking experience. That said, Wells Fargo has not yet earned back the public’s trust after the revelations from 2016 to 2018, of a series of systemic fraudulent practices that victimized its own clients for nearly two decades. While the bank is working to correct its course – in , it agreed to pay $3 billion in fines to settle a civil lawsuit and resolve a Justice Department criminal prosecution – consumers might understandably like to wait and see if any more ugly shoes drop before trusting their money to this institution. Unless Wells Fargo can offer more tempting interest rates or find other ways to distinguish its products, its dented reputation – coupled with lackluster rates – makes it a less-enticing option for anyone who is not looking specifically for convenience.